Your 401(k) Team
Michelle Anthony, MS, CDFS®, AIF®
Michelle is an Accredited Investment Fiduciary (AIF®), Certified Divorce Financial Specialist (CDFS®), and Financial Advisor with over 26 years of experience in the industry, including experience with top Fortune 500 firms. She is the founder and owner of Modern Wealth Management and Modern 401(k). Michelle specializes in comprehensive holistic financial planning. She takes the time to listen and understand her clients’ needs. She also adds an educational feature to help ensure all her clients make informed decisions.
Michelle also has a passion for financial literacy. She has spent the past decade teaching adult educational classes. These classes are designed to empower people to take control of their financial future.
Michelle was born and raised in Tucson and is part of a Tucson lineage tracing back to 1880. She was the 2nd generation to attend Salpointe Catholic High School. She attended University of Arizona, Eller College of Management where she earned her Master of Science in finance and Bachelor of Science in finance.
While finance is her passion, Michelle thrives in her philanthropic interests across Tucson. She was a 2014 National Philanthropy Honoree and in 2015, a 40 Under 40 Honoree. She is an active member of nonprofit organizations including cooking meals at Ronald McDonald House, the Junior League of Tucson, and the Diaper Bank of Southern Arizona. She was the Board President of the Diaper Bank of Southern Arizona, on the Board of Directors for Casa de los Niños, and Banner Advisory Board. She is also a member of the Women’s President Organization.
Michelle is married to Mike, and they have a fun, garbage truck loving son, Andrew. Michelle loves every second of being a mom and has learned more about garbage trucks than she ever imagined.
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Eddie Cervantes, AIF®
Eddie has been in the financial industry for over 15 years. He spent part of that time as a bank manager, working closely with business owners and individuals.
Navigating thru the Employee Retirement Income Security Act (ERISA) requirements can be overwhelming and confusing for a 401(K)-plan sponsor. Knowing and understanding your responsibilities can help protect the company from corporate liability.
As an Accredited Investment Fiduciary (AIF®), Eddie's goal is to provide the resources a plan sponsor needs in order to help them gain a deeper understanding of their fiduciary responsibilities. Eddie can also assist a plan sponsor with a need’s analysis for their current 401(k) plan that will highlight your plans efficiencies and identify any areas that need attention. If this is the first time you have heard the phrase “fiduciary responsibilities” as a 401(k)-plan sponsor, we should meet.
Eddie was born and raised in California. He ventured to Arizona with his family to advance his career in finance starting with banking. Eddie has served in a variety of roles, each of which he credits for developing his skills in becoming an excellent relationship manager. Prior to achieving his goal of becoming a financial advisor, he served as a bank branch manager and private banker.
Eddie enjoys spending time with his wife Celyna and children, especially advancing his daughter’s basketball passion, as well as enjoying a beer with friends; every now and then.
Se habla español.